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Thread: The Money Management Thread

  1. #1
    Join Date
    Feb 2010
    Location
    Brooklyn, NY
    Posts
    40,594

    Default The Money Management Thread

    This is a serious thread, not a ďhow can I save 3k fast so I can buy these dope rimz for my Mk4.Ē This is a thread for people who are serious about learning about money management/investment/retirement savings. Thatís not to say that this thread canít offer help and understanding to whomever, but understand that this is not about short term silly spending expenditures. Saving is easy, growing money and managing that money effectively is whatís difficult. Thatís what this thread is all about. Letís not let this thread out of hand. I donít have to have to get mods involved in making sure this thread has to be cleaned up all the time.

    So with that being said, Iíll start off with the first question.

    As someone who has only recently graduated college and is in the first year of working full time, what are some options that I would have to begin investing? I plan on opening a Roth IRA in the coming months to start retirement savings, but Iíd also like to build money for shorter term goals and generally just making my money work for me. Bear in mind for me right now, real estate really isnít an option. I have a few people who have said hire a CFP, but Iím skeptical given that Iím starting with 10k to invest. Advice on where to start would be greatly appreciated. I am absolutely willing to do a lot of leg work and research, but need guidance on where to start.
    - Kielan (Key-lin)

  2. #2
    Join Date
    Mar 2012
    Location
    Dallas, Tx
    Posts
    2,040

    Default

    Leaving this open as it attracts certain type of posts making them easier to delete.
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  3. #3

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    first time ive logged to this site in years. is stanceworks just covered in bots now?

  4. #4
    Join Date
    Mar 2012
    Location
    Dallas, Tx
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    2,040

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    Quote Originally Posted by 320icar View Post
    first time ive logged to this site in years. is stanceworks just covered in bots now?
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  5. #5

    Default

    I needed to begin a string on cash the board and get others' thoughts. Cash management. Deal with your bills, installments, trust cash, endeavors and costs with thread. Contingent upon your job authorizations.
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  6. #6

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    I have always been interested in the financial topic

  8. #8

    Default Best Ever Money Management Thread

    Money Management. Manage your bills, payments, trust money, undertakings and expenses with Thread. Depending on your role permissions, certain financial. I wanted to start a thread on money management and get others' ideas.

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  9. #9

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    I've been here for quite some time now and this is my first post. This will probably be my favorite off topic thread as it talks about financial stability. The moment I graduated from college I already keep in mind that I should save for the future especially now that the pandemic on-going. I've been doing freelance work aside from my regular job in order to earn additional money.

  10. #10

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    Getting this side of punting right is truly where I'm going to have the greatest effect, and I'd truly value the guidance money management. Deal with your bills, installments, trust cash, endeavors and costs with thread.
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    I believe that if you have little experience, then you definitely need to contact a company that can advise you. Any company should hire assistants for its business in order to improve the global subsidiary management. This will benefit the development of the project. Experience and practice confirm this theory. Therefore, in order to avoid big losses and have good profits.
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  13. #13

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    There are four simple tips that are bound to help you. First and foremost, start saving up early by putting aside birthday money and earnings from summer jobs. You should then set a saving goal for yourself. Accounting for your expenses especially during leisure activities. Finally, consider the price of the rim you want to buy.
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  14. #14
    Join Date
    Aug 2020
    Location
    Washington
    Posts
    1

    Default

    Financial topics always attract eveyone to discuss. Hoping to see everyone's answer.

  15. #15

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  17. #17

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    Quote Originally Posted by austinjohn View Post
    Financial topics always attract eveyone to discuss. Hoping to see everyone's answer.
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  18. #18

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  20. #20

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    The best saving advice I can give you to save money as much as you can. Most of us, when we start our first job we spend extra money on unnecessary things and people prefer to buy from branded shops, they spend extra money on mobile accessories, on Christmas shopping, they buy unnecessary home decorating things. I'm not against of spending money on mobile accessories or other useless things ,but I believe it batter to purchase by using coupons or from sale. Like Halloween is coming and people are looking for costumes so what can batter if we use Halloween Coupons, in this way we can save at least half price of a costumes.

    Other thing you can do is open an saving account and make a promise with yourself that every month I'll deposit $100 in my account, this is things which I do, and believe me every year I save a good amount by using this money saving strategy.

  21. #21

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  22. #22

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  23. #23

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  24. #24

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  25. Default

    Quote Originally Posted by camilahenry View Post
    The best saving advice I can give you to save money as much as you can. Most of us, when we start our first job we spend extra money on unnecessary things and people prefer to buy from branded shops, they spend extra money on mobile accessories, on Christmas shopping, they buy unnecessary home decorating things. I'm not against of spending money on mobile accessories or other useless things ,but I believe it batter to purchase by using coupons or from sale. Like Halloween is coming and people are looking for costumes so what can batter if we use Halloween Coupons, in this way we can save at least half price of a costumes.

    Other thing you can do is open an saving account and make a promise with yourself that every month I'll deposit $100 in my account, this is things which I do, and believe me every year I save a good amount by using this money saving strategy.
    I think the best way to save money is using amazon coupons purchasing any thing whether its clothing or groceries or any electronic item. All you can save too much.

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